Banking & Financial Services
With a wealth of experience partnering the world’s leading
banks and financial institutions, and a comprehensive range of services and solutions, TCS is the partner that gets you results: optimized investments, enhanced operational efficiencies, minimized risk and sustained cost leadership.
Client Challenges
Increasing regulatory and security requirements
Providing superior levels of customer service
Managing price pressures with greater efficiency
Reliable and secure systems that address market changes quickly, develop profitable customer relationships and secure new opportunities to stay ahead of competition Comprehensive, end-to-end, domain-led business process solutions that enable Banking and Financial Services institutions to focus on their core financial services competencies
TCS: 2012 CHALLENGING FOR IT CO'S
(ADDS 200 CLIENTS ON SME PLATFORM ION)
The country’s largest software exporter Tata Consultancy Services has added 200 customers in its cloud-based small business line so far, a top official has said. “We have added 200 clients till now and the response is better than what we had initially projected,” the city-headquartered company’s Chief Financial Officer (CFO) S Mahalingam told reporters here late last evening. Tata Group Chairman Ratan Tata had launched the product solutions line christened iON early last year which uses cloud computing technology to deliver on-demand services to small and medium businesses, which are otherwise not serviced by a large company like TCS. After launching, TCS had said that it targets to add 1,000 clients by the end of 2011 and has been stressing that though the product line will not contribute significantly to the company’s topline to start with, its contributions will increase with time. It had said it expects revenues from the product to cross the USD 1 billion mark in five years.
TCS - ON THE CHALLENGES FOR IT CO'S IN
2012:
The depreciation in rupee's value is likely to benefit software exporters, but the global macro economic situation will pose a challenge for the industry next year, a top official of IT giant TCS said. "This year has gone very well and better than what we expected. Next year it will be some kind of stressful environment and every government will try to avoid the Lehman kind of situation," Tata Consultancy Services Executive Director and CFO S Mahalingam told reporters on the sidelines of a CII event here. The rupee movement has been very volatile and in the long-term, this depreciation is likely to benefit the IT industry (largely dependent on the US market) as a whole, he said. "The rupee movement has been going like a 'yo yo'. It's a roller coaster ride. For longer term it might be good for my kind of industry." This quarter (Oct-Dec) TCS hedged the rupee at 46.5 per dollar and next quarter it will be 47.5, but after that it is open, he said. The global macro economic situation has been the major concern for the industry and it will continue to remain a challenge next year, he said. "Agility is going to be a very important for the sector. Every passing year is more challenging than the coming year and most (companies) think to turn these challenges into opportunities," he added.
THE AMAZING WONDER TECHNOLOGY NOW - "MADE IN INDIA"
INVISIBLE
COP SOFTWARE - FROM THE HOUSE OF ACHARYA CHEMTECH
LIMITED
INVISIBLE COP SOFT. 2011 is a computer network activity recording-monitoring-capturing software. This software records emails sent and received, web sites visited, conversation made in office, programs run, network bandwidth used, files downloaded,all keypressed & mousepressed, porn-adult websites visited, facebook-orkut-twitter and other social sites visited, documents and letter opened-created-modified, internet used, web searches made, password entered, confidential files such as quotation-bills-purchase price list tempered/ changed, cyber crime done, illegal activities made, network computers used, files shared and transferred, folders and files copied/stolen on CD/pen drive, files and softwares downloaded, Video CDs/DVD watched, instant messages sent, chat conversations made, IP address hacked, server hacked, websites & data hacked and all other major/minor activities made on computer system with exact date- time - user information in five different formats: images, text, snapshots, video and voice. Also records conversation of staff members confidentially. Know what your staff is thinking and talking about you and your company. Very powerful and useful feature. This software works 100 % confidentially and silently. Starts working at system boot in background and without informing people working on computers. Your staff members will never come to know that INVISIBLE COP SOFT. 2011 is installed and watching and recording their activities every moment. Even computer experts or hackers or maintenance people can not find threads of this software. Blocks and allows desired websites and webpages.
Mr. Hanuman Tripathi, Core founder & Group M.D, Infrasoft Technologies Limited.
Hanuman Tripathi is the Core Founder and Group Managing Director of Infrasoft Technologies Limited, an organization focused on providing software products, solutions and services for the BFSI sector globally. Tripathi drives the organization's business strategy including focusing on mergers & acquisitions, branding & positioning, building new markets and relationship with large customers & alliances. With an experience of over 28 years in the banking software and telecom industry, Tripathi has worked with several global scale companies with rapid career advancement. He conceptualized InfrasoftTech in 1994 and brought all the partners and investors together to found the organization. He developed the vision and the operating framework of InfrasoftTech to grow as a highly innovative & competitive software house focused on serving global financial services enterprises and be known for its People Partnership culture. Tripathi led InfrasoftTech's growth through last 15 years in UK, Middle East, Africa, India and South East Asia. He envisioned InfrasoftTech to continue to focus on domestic markets through the years and ensured InfrasoftTech as a leader in delivering software solutions to SME Banking Segment. Tripathi is an active member of the NASSCOM Regional Council, Indian Merchant Chamber's IT & Telecom Committee and a founding member of Bombay Technology CEO Club. He is also on NASSCOM's SME Mentor Group. He extensively participates as a speaker/ panelist in international symposiums on Anti Money Laundering, Core Banking, Islamic Finance, Microfinance & Management subjects. By far he has contributed to more than 50 seminars as a speaker in India, USA, UK, Germany, Africa, Indonesia, Malaysia, Dubai, Bahrain etc. Tripathi is a Science graduate with a Post Graduation in Business Management from Jamnalal Bajaj Institute of Management Studies, Mumbai, India. He is also a Post Graduate in Marketing Management from Bhavan's Management School, Mumbai, India.Products: OMNIEnterprise, Core Banking Solution, Anti Money Laundering Islamic Banking Solution, Wealth Management Services: Software Products, Application Development EAI & Migration Services Offshore Development & Onshore Integration suite of solutions includes:Core Banking SolutionMobile BankingMicrofinance SolutionCompliance & Financial Crime Surveillance Islamic Banking & Finance SolutionsLending Management Solution. http://www.infrasofttech.com/products-home.asp
BANKING
MUMBAI'S TOP Co-operative Bank: The Greater Bombay Co-operative Bank Ltd.
The Bank is popularly known as Greater Bank, had its humble beginnings over five decades ago on 10th December 1952, when a small group of philanthropists got together to set up the Bank. Though the founders were pursuing interests of their own, they decided to establish the bank with the sole motto of serving the community at large. With this end in view, they introduced attractive deposit and lending schemes relevant to the times. The Bank made a mark for itself with high quality of service, which primarily induced several customers to the bank. Having achieved the status of a scheduled bank in 1996, The Greater Bombay Co-operative Bank has been making giant strides by attracting customers from the low, middle and upper income strata. This speaks volumes about the faith and the trust reposed in the Bank by the public.The Bank has achieved distinguished success in co-operative banking sector particularly during the last few years because of its distinct objectives, strategic plan of action, its continuous monitoring and sharing of success with the concerned personnel. Good Corporate Governance and a committed management with the Board of Directors with keen interest in the well being of the Bank has been instrumental in The Greater Bombay Co-operative Bank reaching greater heights.The Bank has a deposit base of more than `1200 Crores and a business mix of more than`2000 Crores. The Banks total income is more than `135 crores inclusive of Non-interest income of more than `18 crores with Gross NPA less than 1.5%. The Net Profit registered a growth of 44% to `10.8 cr in the year under review from `7.5 cr in the previous year. The NIM of the Bank increased to 3% in the current FY from 2.1% in the earlier year.
List of the Scheduled Commercial Banks Approved by the Reserve Bank of India Scheduled Banks in India constitute those banks which have been included in the Second Schedule of Reserve Bank of India (RBI) Act, 1934. RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 2 (6) (a) of the Act.
Every Scheduled bank enjoys the following facilities.
A. List of Scheduled Banks in Indian Public Sector:
1 Allahabad Bank
2 Andhra Bank
3 Bank of Baroda
4 Bank of India
5 Bank of Maharashtra
6 Canara Bank
7 Central Bank of India
8 Corporation Bank
9 Dena Bank
10 Indian Bank
11 Indian Overseas Bank
12 Oriental Bank of Commerce
13 Punjab and Sind Bank
14 Punjab National Bank
15 State Bank of Bikaner and Jaipur
16 State Bank of Hyderabad
17 State Bank of India
18 State Bank of Indore
19 State Bank of Mysore
20 State Bank of Saurashtra
21 State Bank of Travancore
22 Syndicate Bank
23 UCO Bank
24 Union Bank of India
25 United Bank of India
26 Vijaya Bank
B. List of Scheduled Banks in Indian Private Sector:
1 Axis Bank Ltd
2 Bank of Punjab Ltd
3 Centurion Bank Ltd
4 HDFC Bank Ltd
5 ICICI Bank Ltd
6 IDBI Bank Ltd
7 Indusind Bank Ltd
8 ING Vysya Bank Ltd
9 Jammu & Kashmir Bank Ltd.
10 South Indian Bank
C. List of Scheduled Foreign Banks in India:
1 American Express Bank Ltd.
2 ANZ Gridlays Bank Plc.
3 Bank of America NT & SA
4 Bank of Tokyo Ltd.
5 Banquc Nationale de Paris
6 Barclays Bank Plc
7 Citi Bank N.C.
8 Deutsche Bank A.G.
9 Dresdner Bank AG.
10 Hongkong and Shanghai Banking Corporation
11 Standard Chartered Bank.
12 The Chase Manhattan Bank Ltd.
D. List of Scheduled Co-operative Banks in India:
1 Abhyudaya Co-operative Bank Ltd.
2 Ahmedabad Mercantile Co-operative Bank Ltd.
3 Amanath Co-operative Bank Ltd. Bangalore.
4 Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.
5 Bassein Catholic Co-operative Bank Ltd.
6 Bharat Co-operative Bank (Mumbai) Ltd.
7 Bharat Sahakari Bank Ltd. Thane
8 Bharati Sahakari Bank Ltd.
9 Bombay Mercantile Co-operative Bank Ltd.
10 Charminar Co-operative Urban Bank Ltd.
11 Citizen Credit Co-operative Bank Ltd., Dadar.
12 Cosmos Co-operative Urban Bank Ltd.
13 Dombivli Nagari Sahakari Bank Ltd.
14 Goa Urban Co-operative Bank Ltd.
15 Greater Bombay Co-operative Bank Ltd.
16 Ichalkaranji Janata Sahakari Bank Ltd.
17 Indian Mercantile Co-operative Bank Ltd., Lucknow.
18 Jalgaon Janata Sahakari Bank Ltd.
19 Janakalyan Sahakari Bank Ltd., Bombay.
20 Janalaxmi Co-operative Bank Ltd.
21 Janata Sahakari Bank Ltd.
22 Janata Sahakari Bank Ltd., Pune.
23 Kalupur Commercial Co-operative Bank Ltd.
24 Kalyan Janata Sahakari Bank Ltd., Kalyan.
25 Kapole Co-operative Bank Ltd., Bombay.
26 Karad Urban Co-operative Bank Ltd.
27 Madhavpura Mercantile Co-operative Bank Ltd.
28 Mahanagar Co-operative Bank Ltd., Mumbai.
29 Mapusa Urban Co-operative Bank of Goa Ltd.,
30 Mapusa. Mehsana Urban Co-operative Bank Ltd.
31 Nagar Urban Co-operative Bank Ltd., Ahmednagar
32 Nagpur Nagrik Sahakari Bank Ltd.
33 Nasik Merchant's Co-operative Bank Ltd.
34 New India Co-operative Bank Ltd., Bombay.
35 North Kanara Goud Saraswat Brahmins Co-operative Bank Ltd.
36 Nutan Nagarik Sahakari Bank Ltd., Ahmedabad.
37 Parsik Janata Sahakari Bank Ltd., Thane.
38 Peoples Co-operative Bank Ltd. Thane
39 Pravara Sahakari Bank Ltd.
40 Punjab & Maharashtra Co-operative Bank Ltd.
41 Rajkot Nagrik Sahakari Bank Ltd.
42 Rupee Co-operative Bank Ltd.
43 Sangli Urban Co-operative Bank Ltd.
44 Saraswat Co-operative Bank Ltd., Bombay.
45 Sardar Bhiladwala Pardi Peoples Co-operative Bank Ltd.
46 Shamrao Vithal Co-operative Bank Ltd.
47 Shikshak Sahakari Bank Ltd., Nagpur.
48 Solapur Janata Sahakari Bank Ltd. Surat
49 The Akola Janata Commercial Co-operative Bank Ltd., Akola.
50 The Akola Urban Co-operative Bank Ltd., Akola.
51 The Khamgaon Urban Co-operative Bank Ltd., Khamgaon.
52 Vasavi Co-operative Urban Bank Limited.
53 Zoroastrian Co-operative Bank Ltd., Bombay.
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